Affordable infrastructure for more accessible financial services
Musoni creates the technology that enables financial inclusion. Based in the Netherlands with offices in Kenya and Singapore, their cloud-based core banking services help microfinance institutions (MFIs) improve efficiency, reduce IT costs and scale sustainably, increasing financial participation in underserved markets worldwide.

Affordable infrastructure for more accessible financial services
Inclusive financial institutions need expert support to ensure their services are easily accessible to underserved communities. With a background in microfinance, the Musoni team has a deep understanding of their customers’ and end users’ needs. Their core banking technology makes it easy and affordable for MFIs to digitise their operations, onboard new customers, and integrate their services with other other essential tools like SMS and mobile banking.
Why Goodwell invested
Musoni provides microfinance institutions (MFIs) with a cloud-based core banking solution, improving efficiency, reducing IT costs and resource commitments, and strengthening financial inclusion ecosystems. They focus on mobile money integration, supporting cashless transactions, and enabling access to financial services across underserved areas.
Recent achievements and future ambitions
Musoni reached 2 million end users by the end of 2025, demonstrating the sustained demand for accessible financial services. The affordable ‘Musoni Starter’ package enables smaller MFIs to modernise without excessive IT costs and serve low-income clients more effectively. With this and other offerings, Musoni now serves 24 countries – more than doubling its footprint since our initial investment.
In 2025, Musoni received ISO 27001 certification and commenced SOC 2 certification, both of which are key to unlocking enterprise-grade deals which would expand Musoni’s market.
Digitizing microfinance with Musoni system
“We enable microfinance institutions to make good use of technology, without technology becoming a blocker because of its traditional costs. What that means for end users is that they are able to access more financial products more easily in remote rural areas.”
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