Inclusivity Solutions makes insurance more accessible
An unexpected event can have life-changing implications if you’re uninsured. By bundling affordable insurance with products and services people use every day, Inclusivity is increasing financial security for customers in emerging markets.
Bringing digital insurance to the masses
Many people in Africa – up to 97% — are uninsured, leaving them financially vulnerable during unexpected incidents related to health, housing, natural disasters, and more. Enabling digital insurance for the “connected but unprotected,” Inclusivity Solutions delivers simple, affordable insurance via mobile phone.
Why Goodwell invested
Inclusivity Solutions bridges the insurance protection gap experienced by lower-income consumers across Africa, using insurtech to bundle insurance coverage with familiar digital services (like purchasing mobile phone credit). Working in regions where insurance penetration is often below 3%, their services provide a meaningful way to increase financial security and economic inclusion in emerging markets.
Recent achievements and future ambitions
The past year has seen Inclusivity scale significantly: the company surpassed 5 million registered customers across 10 African countries, continuing to expand embedded insurance access for underserved consumers and earn their trust.
Through low-cost digital products, AI-enabled claims processing, and new strategic partnerships, Inclusivity is strengthening financial resilience for informal workers, MSMEs, and low-income households traditionally excluded from formal insurance markets.
Inclusive Insurtech: Bridging gaps for a better tomorrow
“97% of the population in these markets do not have access to insurance. An event like an accident, a hospitalisation or a storm can have devastating consequences on them and their families – that’sthe problem we are trying to solve. We do this by weaving insurance into products and services that these customers already use. We’re safeguarding what matters most to our customers in the easiest way possible.”
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